Buying a House in Italy: Taxes and Hidden Costs for German and International Buyers

1. Property Purchase Taxes

Taxes vary depending on whether the property is a primary residence or a second home:

• Primary residence: registration tax 2% of cadastral value (or 4% VAT if purchased from a developer).

• Second home: registration tax 9% (or 10% VAT).

Many German buyers are surprised by how much this distinction affects the final cost.

2. Notary and Legal Fees

In Italy, a notary is mandatory to make the purchase contract legally binding.

• Fees: approx. 1–2% of the property value.

• Includes registration, cadastral checks, and mortgage inspections.
  

3. Translations & Certified Interpreters

Foreign buyers often require sworn translations of official documents and a certified interpreter.

• This ensures full legal understanding.

• Costs can reach several thousand euros depending on complexity.
  

4. Other Hidden Costs

Additional expenses to consider include:

• Real estate agent commission (on average 2–4% + VAT)

• Technical surveys and urban/cadastral checks

• Annual property taxes: IMU (for second homes) and TARI (waste tax)
  

5. How to Avoid Unpleasant Surprises

Buying a house in Italy is exciting but complex. Without the right guidance, additional costs can turn into unexpected challenges.

With our 360° service we provide:

• Legal and tax support in Italian and German

• Clear and transparent cost estimates

• Full assistance from property search to notarial deed

Buying a house in Italy is both possible and worthwhile – provided you are aware of taxes, hidden costs, and bureaucratic steps. With the right guidance, the Italian dream can become a smooth and secure reality.

Interested in buying property in Italy?Contact us for a tailored consultation: our bilingual team will guide you every step of the way.